Author Archives: todd

Governments around the world (local, state and national) carry debt loads that can never be repaid. These numbers may combine into the $200 Trillion range – levels that cannot even be imagined, much less dealt with economically. (See IMF, McKinsey, … Continue reading →

My wife and I both began visiting Spanish speaking countries in our younger days, over 20 years ago, on mission trips. Now, with both of us working in health related fields, we look to continue trips to some of the … Continue reading →

 I came across this presentation that I made a few years ago at the national AAPS conference and wanted to save it for future reference and the interested. For those that are not familiar with Certificate of Need (CON) laws, … Continue reading →

CNBC published an article last week: “The Amazon effect could potentially leave all Americans neighborless.” The author continues the long-lived and broadly-shared concern that online purchasing and social media are gutting traditional American commerce and interpersonal relationships, leaving us socially … Continue reading →

Article on ZeroHedge today: 1 In 4 Millennials Rely On Their Parents To Pay Some Bills – Even While Working Full Time. It’s easy for the older generations to blame Millennials for being lazy, overly idealistic, out of touch, or constantly … Continue reading →

As I sit down on New Year’s Eve day to run through end-of-year personal financials, to make sure Gov has gotten its requisite pounds of flesh, and to see that all the tax-related donations and contributions have been allocated (charities, … Continue reading →

Zerohedge ran an article this past week in which a former economist of a big financial corporation referenced the financial crisis of 2007, when the “Too Big To Fail” banks were bailed out by the US Government in order avoid … Continue reading →

With the recent shootings in Las Vegas, there has been an endless stream of commentary and opinion about gun violence and shootings in the U.S. An article by John Whitehead spurred some thoughts on root causes. While many will blame … Continue reading →

  Catalonians in the street this week to protest efforts by Spain to suppress their secession. (picture from Krieger’s site).     Michael Krieger wrote a great piece this week about the global, human trends toward decentralization – in contrast … Continue reading →

  “A film from the Competitive Enterprise Institute, adapted from the 1958 essay [I, Pencil] by Leonard E. Read.” Mr. Read was a grocery chain owner and in the 1940s, he founded the Foundation for Economic Education in response to market-distorting New … Continue reading →